Soldi Now Privacy Policy

Last Updated: May 31, 2025

This Privacy Policy describes how Soldi Now, Inc. (“we,” “us,” “our,” or “Soldi Now”) collects, uses, discloses, and protects the personal information of our users (“you” or “your”). By using our application or services, you acknowledge that you have read and understood this Privacy Policy.

1. Information Collection and Use

1.1 Types of Information Collected

• Personal Information: Your name, email address, phone number, social security number (SSN), date of birth, transaction history, and physical address.
• Financial Information: Bank account details or other financial information required to process payments or verify identity.
• Technical and Usage Data: IP addresses, device information, OS details, browser type, access times, and referring URLs for analytics and security.

1.2 Purposes of Collection

• Service Provision: To operate and maintain services, process transactions, and perform identity verifications (e.g., KYC).
• Security and Fraud Prevention: To protect against unauthorized access and fraudulent activity.
• User Support: To provide customer service and respond to inquiries.
• Legal Compliance: To comply with applicable laws and regulations.
• Rewards and Promotions: To manage and apply merchant-funded rewards or discounts. Soldi Now may share your personal and transaction data—including your name, email address, merchant ID, transaction amount, and reward redemption data—with participating merchants to fulfill rewards, reconcile redemptions, resolve disputes, and improve the rewards experience.

1.3 Lawful Bases for Processing

• Consent
• Contract
• Legal Obligation
• Legitimate Interests

2. Data Protection

2.1 Security Measures

We implement encryption, firewalls, and secure servers to protect your data.

2.2 Data Handling and Access

• Access is limited to staff and agents bound by confidentiality.
• Third-party processors are subject to strict security terms.

2.3 Data Retention

We retain data as long as necessary for business, legal, and compliance purposes.

3. Information Sharing and Disclosure

3.1 Payment Transaction Processing

Your personal and transaction information may be shared with third parties as necessary for processing payments, managing accounts, and fulfilling rewards. This includes sharing data with banks, payment processors, identity verification providers, and participating merchants. Merchants may receive information such as your name, email address, transaction details, and reward usage in order to complete the transaction, fulfill rewards or discounts, and provide customer service. All such parties are subject to strict confidentiality and security requirements.

3.2 Third-Party Services

For services like OTP delivery and identity verification, we may share personal information with third-party providers under strict confidentiality agreements.

3.3 Legal Compliance

We may disclose data in response to lawful government or court orders, or to investigate or prevent fraud.

4. User Rights and Choices

4.1 Access, Rectification, and Deletion

You have the right to access, correct, or delete your personal information. Contact support@soldinow.com or manage your account settings.

4.2 Opting Out

• 2FA/OTP: You may opt out or switch verification methods in your settings.
• Marketing: You may unsubscribe from communications via links or direct contact.

5. Cookies and Tracking Technologies

We use cookies and similar tools for analytics, personalization, and security. Manage cookie settings in your browser.

6. Children’s Privacy

Our services are for users age 18 and above. We do not knowingly collect data from minors.

7. Third-Party Services and Policies

Our partners’ services are governed by their own privacy policies. We encourage you to review them independently.

8. International Data Transfers

Your data may be transferred outside your jurisdiction. We use lawful safeguards to protect it.

9. Changes to This Privacy Policy

We may update this policy. You’ll be notified via app, email, or website updates. Continued use constitutes agreement.

10. Contact Information

• Email (Support): support@soldinow.com
• Email (DPO): dpo@soldinow.com

11. Legal Compliance

11.1 CCPA (California Residents)

You have rights to know, delete, or opt out of data sales. Contact us at support@soldinow.com to exercise them.

11.2 Other Jurisdictions

If you're covered under other regulations (e.g., GDPR), we will honor your applicable rights accordingly.