# Soldi Now

> Bank-to-bank (ACH) payments for small business at 0.25% per transaction — about 90% less than credit cards. Invoicing, POS, in-store QR payments, and an API for AI agents to pay merchants with automatic bank-payment discounts.

## API Documentation

- [Agentic Payments API](https://www.soldinow.com/developers/agentic-payments): Let an AI agent request a payment from a customer's Soldi Now account to a merchant. Customer approves each payment (AP2 v0.2 Checkout Mandates, SD-JWT). Automatic bank-payment discounts (typically 2%) make this the cheapest rail for agent purchases.
- [Checkout API](https://www.soldinow.com/developers/external-checkout): Hosted checkout for websites — sign a URL, redirect the buyer, verify the webhook. ACH, card, and passkey payments.
- [Invoice API](https://www.soldinow.com/developers/invoices): Create one-time and recurring invoices programmatically with hosted payment pages and payment webhooks.
- [API Documentation Index](https://www.soldinow.com/developers): All Soldi Now APIs — agentic payments, checkout, invoices, POS partner.

## Company

- [Homepage](https://www.soldinow.com): Pricing, features, and comparison with card processors.
- [Pricing](https://www.soldinow.com/#pricing): 0.25% per transaction vs 2.60-3.49% for card processors; no monthly fees, no commitment.
- [Whitepaper](https://www.soldinow.com/whitepaper): How bank-to-bank payments eliminate interchange fees — the case for ending 2-3% card fees.